An overview of how pump and dump scams work (particularly for “penny stocks”) and how to steer clear of them.

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JLP at All Financial Matters asked us how we turn away charity cold calls. Honestly, it’s never been that hard for me. As a younger person I’ve only been getting these calls for a few years, around the time I starting giving regularly (age 18).
The first way I turn down charity telemarketers is by focusing [...]

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FICO had changed the rules, but the post has been updated to explain that they’ve been changed back. Now being an authorized user will matter with FICO.

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It’s handy that you don’t need your own site, staff, writing, customers, anything. I’m not really sure where the money comes from. Maybe it’s like on Office Space, where they’re capturing those tiny fractions of cents. Or a scam…

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Micah took in our dear little car for her oil change today and the service people promptly suggested that he replace the front two tires. At first he was inclined to go with it, but he ended up deciding to comparison shop (thanks love!).
The thing is, they weren’t actually wrong about our car needing new [...]

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