So you’re a 73-year old man in need of a little (or a lot of) cash. You get a brilliant idea to buy life insurance valued at $10 million and sell it to someone who will pay the premiums and get the payoff. Then you do it again with a $5 mil policy (which surprisingly [...]

[Read more →]

Quick follow up to say that I did research and came up with a bunch of plans today. Plus I contacted the insurance rep at Mr. Micah’s college to see what kind of coverage we could get through them. We won’t make any decisions until I hear back from them. So step 1 is complete!

[Read more →]

Ok, so I’ve said that I’m going to get insurance. Thanksgiving and other things kind of threw me off course (combined with my fear of spending…) but I’ve decided to write down some tangible steps on here so it doesn’t feel overwhelming.
Step 1, for Tuesday: Determine criteria. Use comparison sites to find plans which meet [...]

[Read more →]

I recently admitted that we don’t have medical insurance. Still working on that (the holiday and the topic of the article kind of threw me off). In the meantime, I came down with a UTI. Nasty painful things!
So I bit the bullet and made a self-pay visit. Then we got generic antibiotics. I can tell [...]

[Read more →]

Frugal Zeitgeist and Raymond at Money Blue Book made good comments on my last entry
Raymond:
It’s really important to have health coverage…it’s the #1 cause of bankruptcy.
I do contract work so I have to provide my own health insurance. The best way to lower your premiums is to have a high deductible if you’re generally healthy.
Or [...]

[Read more →]