In your present circumstances, you may be able to afford the mortgage you’re looking at. Have you considered, though, what might dramatically alter your circumstances and whether the mortgage would still be a good decision? Or how you can protect yourself against such circumstances?

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Yesterday, someone searched for that and found my post on cell phone insurance and self-insuring. However, I don’t think I answered that question fully in that post. Yes, it talked about things you can do ahead of time to make sure you have money to replace the phone (like putting away the same amount in [...]

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While Micah is familiar with our family finance, he’s not as involved as I am. So I’m going to prepare a little manual in case I get abducted by aliens.

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While our new insurance card saves us more, we were getting surprisingly good savings using a free prescription drug card.

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When it comes to choosing to self-insure cell phones over buying insurance, there are a lot of pros and cons to weigh.

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