One of my library duties is working the cash register for library fines and used book purchases. If I’m on the lower level, I get a lot of the latter, since my desk is right across from the bookstore.
Last Saturday, a lady bought $3 worth of used books which, with MD sales tax comes to [...]

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This is a collective post. I’m going to start off with the best personal finance practice I’ve run across this year. You post in the comments with something you’ve learned from a blogger/book/friend or something you’ve come up with yourself. Sound good?

As you post comments (or e-mail mrsmicah at that gmail place dot com), [...]

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So my Dad and I were discussing credit card stuff (he’s in the business). He made a very important point which I haven’t heard discussed much. So here’s my public service announcement:
The credit card company will pay off your lowest interest balance first with the money you send in. This is guaranteed to cost you [...]

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Financially speaking, today’s been good. I wanted to post this separately from my other post for the day.
First – Mr. Micah and I paid off his credit card! All gone. I’ve updated my NetWorthIQ and NCN repayment chart. First step of the debt snowball is done! Now we focus on the auto loan.
Second – I [...]

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For all you Dave Ramsey fans out there, I know people going through the Total Money Makeover are supposed to have “gazelle-like” intensity. Modifying is frowned upon. I am a gazelle like you wouldn’t believe!
The thing is that my cheetah is $114,000 big! And I’m making approx $30,000 a year, in a temp-to-hire position from [...]

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