Comparing what I learned about money from my parents with what I didn’t learn. I think that overall, my parents did an excellent job. What about yours?

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FICO is changing the rules again. They say they’ve come up with a new way of determining which authorized users are legitimate and will now include authorized user accounts in their credit scoring.

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A while back I asked how foreigners can create credit in the United States. This is a response. Kelly writes Almost Frugal, a blog on frugality for the rest of us. She is American and has been living in France since 2000. If you liked this post, then why not subscribe to her feed?
I first [...]

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Ever wondered how payments to your credit card are applied? It’s all spelled out in the payment allocation provision of your credit card agreement. Generally, this is within a section labeled something like “Payments” or “Making Payments.”
From my Capital One card agreement:
We may allocate payments and other credits and proceeds among the various segments of [...]

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For more on my saga of building a credit history, check out my credit history / credit score page.
Last time I mentioned my new credit card and plans for using it, I had used it the first time to pay my cell bill and was waiting for the billing cycle to end. I decided to [...]

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