Because Micah isn’t a full-time or salaried professor, we lose his paycheck over the summers. Here are some ideas on how to plan for that shortfall so that you don’t find yourself overspending in the summers.

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Emergency funds are a widely discussed and important part of personal finance. They’re intended to help you keep from going into debt when something comes up and you simply have to pay for it (car accident, for instance). Larger ones are meant to support you if you lose a job.
If you have the chance, there’s [...]

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It’s not specific areas of my budget that bring me close to screwing it up, it’s my forgetfulness and hopefulness as I write it.

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No Credit Needed asked what area of PF management we’d like to improve. I think mine would be maximizing savvy shopping.
As I mentioned in a guest post on PaidTwice a while back, I’m an underbuyer. I don’t like to buy more than the minimum necessary. I don’t know why. It’s not like money’s so tight [...]

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Patrick compares budgeting to dieting. You need to reward yourself, but you have to be careful about when to do it and how.

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