I thought I would feel less worried about our money if I only kept track of it in a vague way. But it turns out that not-knowing is far worse than knowing. I’ve been much happier since I started tracking our money again.

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When you receive a windfall or a monetary gift, it’s very easy to spend it several times over if you don’t keep track of what you’ve spent. It’s not hard to plan and track, anything from a piece of scratch paper to a spreadsheet will work.

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A short overview of the concept of mental accounting. How it helps us, how it hurts us, and how we can avoid its pitfalls while keeping its advantages.

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A recent visitor wondered why s/he was not paying bills on-time. I don’t know their answer, but I do know the three main reasons why people don’t pay bills on-time and have suggestions for handling each situation. So if you’re trying to get better organized, check out the possibilities!

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How do you balance flexibility in your budget or spending plan without letting the entire thing fall apart? I have a suggestion which will keep you from feeling constrained by the budget but still on track. Maybe even make you feel better about making progress towards your goals.

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