Got a car that’s turning into a repair nightmare? If it’s new, then you may have been sold a lemon. Learn more about your rights as a consumer and protections against dealerships who may try to keep you in the dark. Federal and state lemon laws allow you to get the repairs you need or (if it can’t be repaired) a refund/replacement.

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A recent visitor wondered why s/he was not paying bills on-time. I don’t know their answer, but I do know the three main reasons why people don’t pay bills on-time and have suggestions for handling each situation. So if you’re trying to get better organized, check out the possibilities!

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For more on my saga of building a credit history, check out my credit history / credit score page.
Last time I mentioned my new credit card and plans for using it, I had used it the first time to pay my cell bill and was waiting for the billing cycle to end. I decided to [...]

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There are many blessings in our lives and one of them is opportunity. We are always having new opportunities. It’s fine that we don’t follow through on most, because there’s only so much we need or can do. But it’s important to keep ourselves open at all times.
In my post on “making it do,” I [...]

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I made a really stupid mistake last week (at least I may have) which made me appreciate that we’re not living paycheck to paycheck. It was payday and I checked my stub excitedly…and then not so excitedly saw that I had made around $50 for 2 weeks of work.
Something was very very much not right [...]

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