Entries from July 2008

Are Banks Unethical in Charging Interest?

July 30th, 2008 · 17 Comments · banking & savings

When banks charge interest for loans or mortgages, are they behaving unethically? Since the such allegations have been made, I address the very nature of interest and why it should not be seen as something inherently unethical.

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Over 600 Giveaways

July 29th, 2008 · 5 Comments · frugality & generics

Morning all! I wanted to give a heads-up that the quarterly carnival of Bloggy Giveaways is up and running. It’s pretty awesome, there are currently over 600 giveaways for about everything under the sun.
There’s a strong focus on women and mothers (probably because most people hosting the giveaways are women and mothers), but there’s also [...]

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How Credit Card Companies Apply Your Payments

July 28th, 2008 · 11 Comments · credit, credit cards, & credit card debt

Ever wondered how payments to your credit card are applied? It’s all spelled out in the payment allocation provision of your credit card agreement. Generally, this is within a section labeled something like “Payments” or “Making Payments.”
From my Capital One card agreement:
We may allocate payments and other credits and proceeds among the various segments of [...]

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Quilt-Redeeming Roundup (don’t worry, it’s still personal finance)

July 27th, 2008 · 9 Comments · roundup

Quilting is one of my favorite hobbies. I do it all by hand; I love the connection. In the last year, blogging has been pushing it out of the way more than I’d like. The other factor in my willingness to let it be (except for some small quilts) is that I was dissatisfied with [...]

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Introducing my Meta Blog and Three Posts on Blogging

July 26th, 2008 · 6 Comments · blogging tips & blog updates, roundup

I’m trying something a little different this week. It won’t take the place of my Sunday roundups, it’ll just be a way for me to provide some useful content (I hope) for readers who are also bloggers or who might become bloggers.
As some of you have noticed, I have a site hire.mrsmicah.com where I offer [...]

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